Pensacola Habitat for Humanity
Note: This program is not managed by the University of West Florida or Human Resources. All questions should be directed to the point of contact listed at the end of this page.
Pensacola Habitat for Humanity is excited to share details about their Homebuyer Programs, an opportunity for individuals and families in Escambia and Santa Rosa Counties to achieve affordable homeownership. This program is tailored to help those with modest incomes become homeowners through an engaging and supportive process. Pensacola Habitat is so grateful for the work you all do, now they want to give back to YOU!
Basic Eligibility Requirements for PHFH Homebuyer Program:
- Applicants must currently live or work in Escambia or Santa Rosa County.
- Demonstrate a steady income and the ability to make affordable monthly mortgage payments.
- Show a need for housing (e.g., overcrowding, high rent, unsafe living conditions).
- 640+ credit score
- Total household income falls between income guidelines
- Be willing to partner with Pensacola Habitat, including completing required "sweat equity" hours and attending educational workshops.
- Other eligibility requirements can be found on the Pensacola Habitat for Humanity site.
Program Highlights:
- Application Process: Submit an initial application to determine eligibility.
- Partnering with Habitat: Approved applicants will complete sweat equity hours and educational workshops before closing on their home.
- Financial Assistance: Pensacola Habitat for Humanity staff will help the applicant find and secure available down payment assistance.
- Homeownership: Once all requirements are met, participants purchase their home with an affordable mortgage!
To view the different homes Habitat for Humanity builds, visit the Virtual Home Tours on the website!
You are invited to schedule an appointment with the Pensacola Habitat for Humanity Programs Team to discuss your specific situation and determine if this program is a good fit for you and your family. Let Pensacola Habitat for Humanity help you take the first step toward owning a home you can call your own. Schedule your appointment today!
Schedule a Meeting to Discuss Homeownership Opportunities
You can also complete the Schedule a Call form and email it to Betsy McDonald.
Ready to Apply?
Visit the Pensacola Habitat for Humanity website for detailed information and to complete the online application.