Long Term Care
Long-term care insurance provides coverage to individuals who are unable to perform at least two activities of daily living or to someone who has severe cognitive impairment. This coverage may be used to cover expenses relating to care in a skilled nursing facility or home based care. There are four coverage plans available that offer long-term care facility coverage, professional home care, total home care and simple inflation protection.
For detailed information on coverage and benefit options, please contact Gabor Financial Solutions.
Eligibility
Long Term Care insurance is available to all benefit-eligible employees at the University of West Florida working at least 30 hours per week. Coverage is not available to Other Personal Services (OPS) employees. Employees pay the full premium amount on a post-tax basis. Employees are guaranteed coverage during their first sixty days of employment up to a $4000 monthly benefit. Additional coverage is available by submitting the evidence of insurability application. Employees and eligible family members are allowed to enroll at any time by submitting the enrollment form with the evidence of insurability application.
How to Enroll
- New hires within their first 60 days review Long Term Care information, then contact Gabor for next steps
- If outside of your new hire window, contact Gabor to discuss enrolling using evidence of insurability
- For additional assistance, contact Karla McFarland (850.203.0901) or Samantha Wells (850.291.5379) with Gabor Financial Solutions.