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State Life Insurance

The University of West Florida offers group term life insurance to eligible employees and their dependents. To learn more about the group term life insurance plan and coverage options, visit the MyBenefits webpage.

Basic Life Insurance Coverage and Premiums

A $25,000 policy underwritten by Securian is available to all benefit-eligible employees (including eligible OPS employees). For full-time Faculty and University Work Force staff in line item positions, the University of West Florida pays the cost of premiums (OPS employees must pay the full cost of premiums). All employees in this category are automatically enrolled unless they decline coverage within 60 days from their date of hire. Employees in part-time roles and Other Personal Services (OPS) categories will receive notice from People First regarding eligibility and premiums for this benefit.

Accidental Death and Dismemberment

The basic life insurance coverage also includes an additional benefit of accidental death and dismemberment coverage (AD & D). Enrollees are eligible for benefits, which are paid in the event of accidental deaths or certain injuries. Payments vary from 25% to 100% depending upon the severity of the injury. Participants may also be eligible to receive benefits for the loss of use of limbs.

Optional Life Insurance

Employees who enroll in the basic term life insurance plan also have the opportunity to purchase additional term life insurance. This benefit is not available to Other Personal Services (OPS) employees. Coverage may be added by selecting amounts from one to seven times the base annual salary, up to a maximum of $1,000,000. This is an "employee pay-all" benefit; however, the premiums are very competitive. Employees who decline optional life coverage when first hired, but subsequently wish to enroll during Open Enrollment, will be subject to medical underwriting conducted by Securian.

Eligibility

Group term life insurance, including an Accidental Death and Dismemberment (AD & D) rider, is available to all benefit-eligible employees (including eligible OPS employees). Plan changes are only allowed during the annual Open Enrollment or as a result of an approved qualifying status change.

How to Enroll

  • Complete life insurance enrollment with People First.
  • Submit a confirmation statement to the Human Resources Benefits Section to ensure proper setup of payroll deductions. You may send these by email to hr@uwf.edu or by Campus Mail to HR in Building 20E, Room 117.