Gulf Winds Credit Union Workshops

The following are examples of topics that can be covered in a workshop.

40 Money Management Tips

• Every College Student Should Know
• This workshop, based on National Endowment for Financial Education’s popular publication 40 Money Management Tips Every College Student Should Know covers goal setting, financial aid, bank accounts, spending plans, credit, debt, savings and identity theft.

Income, Savings and Assets and Your Spending, Your Savings, Your Future

• Achieving Financial Stability for the Future
• Help low-income families increase income, build savings, and gain assets to improve financial stability.
• Guide to Financial Readiness
• Help people gain money management skills with a basic approach to spending, saving, and planning.

Money Potholes

• Becoming Financially Independent
• Help college students recognize common money traps and manage their money to avoid having to react to a lack of funds.

Credit Report

• What You Need to Know
• This workshop presents information to help people in all phases of life demystify the credit report and related credit score.

Dealing With Debt

• For College Students
• Provide college students practical tips to manage debt, avoid quick fixes, and plan to resolve financial trouble.

Car Buying

• Put Yourself in the Driver’s Seat
• Guide participants through each step of the car-buying process

Making Smart Decisions About Payroll Deductions

• This workshop is designed to help individuals make informed decisions about paycheck deductions for taxes and employee benefits, such as health care and retirement funds.
• Beware the Trails You Leave Behind

Preventing Identity Theft and Protecting Against Common Types of Fraud

• Recognize, Respond and Prevent
• Help families recognize, respond and take steps to prevent common types of fraud such as identity theft, credit card fraud and online fraud.
• Help college students understand the risk of identity theft,
• Receive steps to take if they become victims.

Generations United

• Reflect Your Financial Values
• Present ways to initiate conversations around personal finance with youth and young adults, while also including family and cultural stories.

Family Money Skills

• Basic Tools for Financial Success
• Help low-literacy families gain the critical life skills needed to make smart financial choices.