Colonial Supplemental Insurance provides accident and short-term disability insurance to all benefit-eligible employees. Coverage is not available to Other Personal Services (OPS) employees. Employees pay the full premium amount on a pre-tax basis. Employees have 60 days from their date of hire to enroll. Plan changes are only allowed during the annual open enrollment or as a result of an approved qualifying status change.
Short term disability provides a pre-tax benefit for individuals who are injured on or off the job. You are paid up to 66 2/3% of your annual salary, depending on your chosen plan. Furthermore, Colonial will pay your benefit regardless of any other insurance in which you are enrolled. This plan does not cover any pre-existing conditions. NOTE: Maternity leave is covered under this plan as long as pregnancy occurs after enrollment.