Planned Gifts come in a number of forms. The following outline will provide brief explanations of gift types.

• Outright Gifts
  
  There are many creative and tax-wise ways in which outright gifts can be made to the University of West Florida. Giving cash is the simplest method. Other outright gifts, however, may make more sense. For example, gifts of appreciated securities, tangible property or real estate may produce greater benefits through capital gains tax savings. Outright gifts of life insurance policies can also provide significant benefits for UWF and often for the donor. (learn more)

• Life Income Gifts
  
  Charitable planned gifts may be structured so that a donor can reserve an income interest in the gift for his/her life, a spouse or other designated beneficiary, and stipulate that the gift provide support for the university thereafter. This "deferred giving" allows a donor to make a gift, receive a current charitable income tax deduction and enjoy the income from the gift for life. Such life income gifts are made through charitable gift annuities and charitable remainder trusts. (learn more)

• Bequests (or testamentary gifts)
  
  Many individuals choose to make their charitable gifts upon death by providing for a bequest under the terms of a will, living trust, retirement plan, or life insurance policy. (learn more) (sample language)

• Charitable Lead Trusts
  
  A charitable lead trust may be established to pass assets to a donor's family or children at a significantly reduced estate and gift tax cost, while providing UWF with a significant cash flow. A charitable lead trust is a powerful wealth transfer technique. (learn more)

For more information on these types of planned gifts and how they may benefit you, your family and the University of West Florida, please contact Martha Lee Blodgett mblodget@uwf.edu, Director of Planned Giving (800-226-1893 or 850-474-2712).