Cost of Living

The Haas Center collected data for the Pensacola-Ferry Pass-Brent MSA for the Q3 2019 Cost of Living Index (COLI). Pensacola’s overall index score was 97.7, meaning that it is less expensive than the average metropolitan area (considering the benchmark of 100) and less expensive than five other Florida metros. Below, the overall index score for all of the Q3 2019 participating areas in Florida.



While Pensacola is below the average index value for overall cost of living, Pensacola has the highest index value for utilities. While Pensacola is 19.7 index points below Fort Lauderdale in overall cost of living, Pensacola is 20.8 points above Fort Lauderdale in utility cost. Below is a chart that shows index values for all 11 areas in Florida shown in a color scale. Green represents the low end of the spectrum and Red represents the high end of the spectrum above the index average of 100.Chart indicating cost of living in 11 Florida counties

Below, Pensacola is compared to nine of the largest cities in the United States, as shown below. Pensacola’s among the cheapest amongst nearly all of the other cities with the exception of Utilities. In that category, it is higher than 8 out of 9 of the other cities.

Chart comparing cost of living in nine major US cities to Pensacola