Supplemental health/hospital insurance is available to all benefit-eligible employees. Employees pay the full premium amount on a pre-tax basis. Employees have 60 days from their date of hire to enroll. Plan changes are only allowed during the annual open enrollment or as a result of an approved qualifying status change.
Hospital insurance is additional insurance to cover hospital expenses not covered by basic health insurance. These expenses may include hospital deductibles, room and board charges, co-payments, and any special fees. In addition to hospital expenses, these plans offer home health care, convalescent care facility, hospice care, extended care facility, and ambulatory surgical center.