Long Term Disability insurance is available to all benefit-eligible employees at the University of West Florida working at least 20 hours per week. Coverage is not available to Other Personal Services (OPS) employees. Employees pay the full premium amount on a post-tax basis. Employees are guaranteed coverage during their first sixty days of employment.
Long Term Disability, underwritten by The Standard Insurance Company of America, provides 66 2/3 of your basic monthly earnings, less any other benefits, up to $15,000 per month. There are two levels of coverage; 30 day elimination with monthly benefits beginning on the 31 day of disability, and 90 day elimination with benefits beginning on the 91st day of disability. NOTE: This plan will not cover any disability that results from a pre-existing condition in the first 12 months after the effective date of coverage.