Long Term Disability insurance is available to all benefit-eligible employees at the University of West Florida working at least 20 hours per week. Employees pay the full premium amount on a post-tax basis. Employees are guaranteed coverage during their first sixty days of employment.
Long Term Disability, underwritten by The Standard Insurance Company of America, provides 66 2/3 of your basic monthly earnings, less any other benefits, up to $15,000 per month. There are two levels of coverage; 30 day elimination with monthly benefits beginning on the 31 day of disability, and 90 day elimination with benefits beginning on the 91st day of disability. NOTE: This plan will not cover any disability that results from a pre-existing condition in the first 12 months after the effective date of coverage.