Dental insurance is available to all benefit-eligible employees. Coverage is not available to Other Personal Services (OPS) employees. Employees pay the full premium amount on a pre-tax basis. Employees have 60 days from their date of hire to enroll. Plan changes are only available during the annual open enrollment or as a result of an approved qualifying status changes.
There are six dental plans available which offer indemnity or prepaid options. The pre-paid plans require that the insured select a dentist from a list of participating dentists, and pay a co-payment. The indemnity plan allows the insured to select a dentist of their choice and the insured must pay a deductible.