Student Health Insurance

The University of West Florida does not require proof of insurance (with some specific exceptions) nor does Student Health Services bill insurance for services provided, but we highly recommend that students have coverage.


Image of a doctor examining a patient.

If you need to be referred to a specialist and/or need diagnostic testing that we do not offer, it is very helpful to have insurance to help cover those costs.

If you are on your parents' healthcare plan, make sure that you have "away from home" coverage if you do not live locally. You will need a copy of their insurance card and a copy of their prescription card if applicable.

If you are not otherwise covered, you should consider purchasing a health insurance policy from an established provider.


The Affordable Care Act

The Affordable Care Act requires nearly all Americans to have health insurance. Most coverage satisfies this requirement, including:

  • Insurance you get from an employer
  • Insurance you buy yourself
  • Medicare
  • Medicaid
  • Children’s Health Insurance Program (CHIP)
  • Active duty military and retiree coverage
  • Peace Corps coverage

If you can afford health care coverage but choose not to buy it, you will have to pay extra on your taxes. Some people qualify for an exemption from this. You may be exempt if:

  • You are a low-income individual
  • You are a Native American
  • You live outside the U.S.

If you don’t have health insurance through a job, Medicare, Medicaid, the Children’s Health Insurance Program, or another source that provides qualifying coverage, The Health Insurance Marketplace (sometimes known as the health insurance "exchange" or "Obamacare exchange") can help you get covered.

Visit the Healthcare.gov website for more information.

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