Insurance


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Required Insurance for International Students

International students, scholars, and dependents of international students and scholars are all required to have health insurance coverage by law. Failure to provide proof of coverage is a violation of non-immigrant status and is grounds for termination.

The Board of Governor’s Regulation 6.009(2), provides that as of Fall 1992, no foreign student in F-1, F-2, J-1 or J-2 non-immigrant status shall be permitted to register or to continue enrollment at a university without demonstrating that he or she has adequate medical insurance coverage for illness or accidental injury.

University Policy 6.00-08/09 also stipulates the requirements of health insurance for enrolled international students. This policy applies to all degree-seeking, non-degree seeking and Intensive English Program students attending UWF.

Many foreign insurance companies and travel insurance plans do not meet the State of Florida regulations. 


Select the correct category below to see additional information:

Insurance for F-1 Degree Seeking Students

1. How does health insurance work for international students at UWF?

Beginning this fall, all enrolled international students in F-1 visa status will be assessed the Gallagher insurance premium for each semester of coverage on their UWF student account.  Students must pay premiums each semester (fall and spring) they are in valid F-1 status at UWF, regardless of their enrollment.  Once a student has completed his or her program, they are not required to document health insurance.

2.  What if I don't want the UWF insurance plan?  Can I purchase my own plan?

Students can opt out of coverage by submitting the online waiver form on the Gallagher website by the established deadlines.  

3.  What is the deadline to complete the online waiver?

  • Deadline for Fall Semester:  August 1 (Fall semester will include premium for fall semester only)
  • Deadline for Spring Semester:  December 1 (Spring semester will include premium for spring semester only)
  • Deadline for Summer Semester:  April 15 (Summer semester will include premium for summer semester only)

4.  What information do I need to complete the waiver?  

Your policy must cover all of the benefits required by the State of Florida and the University of West Florida and you will need your insurance company's name, address and phone number, insurance ID number, effective dates (which must cover you through August 2016), and you must attest that you are providing true and accurate information on this waiver.

5.  What if I do not complete the waiver before the wavier deadline?

There are no exceptions.  If you submit the waiver after August 1, you will be automatically be assessed the insurance premium fees on your UWF student account.

6.  If I must pay the insurance premium through UWF, when is it due?

The insurance premium assessed on your UWF student account must be paid in full by Friday, August 29.

7.  How much is the premium cost of the Gallagher insurance policy?

 Final fees have not yet been determined, but it will be approximately $500 for the fall semester, which will cover you from August 15 - December 31.

8.  What does the Gallagher insurance policy cover?

You can see the plan benefits here.

9.  What happens if I do not pay the insurance premium by Friday, August 29?

You will be removed from your classes, and are subject to losing your visa status for failure to enroll.

 

 

Insurance for J-1 Exchange Students

1. How does health insurance work for international students at UWF?

Beginning this fall, all enrolled international students in J-1 visa status will be assessed the Gallagher insurance premium for each semester of coverage on their UWF student account.  Students must pay premiums each semester (fall and spring) they are in valid J-1 status at UWF, regardless of their enrollment.  Once a student has completed his or her program, they are not required to document health insurance.

2.  What if I don't want the UWF insurance plan?  Can I purchase my own plan?

Students can opt out of coverage by submitting the online waiver form on the Gallagher website by the established deadlines.  

3.  What is the deadline to complete the online waiver?

  • Deadline for Fall Semester:  August 1 (Fall semester will include premium for fall semester only
  • Deadline for Spring Semester:  December 1 (Spring semester will include premium for spring semester only)
  • Deadline for Summer Semester:  April 15 (Summer semester will include premium for summer semester only)

4.  What information do I need to complete the waiver?  

Your policy must cover all of the benefits required by the State of Florida and the University of West Florida and you will need your insurance company's name, address and phone number, insurance ID number, effective dates (which must cover you through your entire program), and you must attest that you are providing true and accurate information on this waiver.

5.  What if I do not complete the waiver before the wavier deadline?

There are no exceptions.  If you submit the waiver after August 1, you will be automatically be assessed the insurance premium fees on your UWF student account.

6.  If I must pay the insurance premium through UWF, when is it due?

The insurance premium assessed on your UWF student account must be paid in full by Friday, August 29.

7.  How much is the premium cost of the Gallagher insurance policy?

Final fees have not yet been determined, but it will be approximately $500 for the fall semester, which will cover you from August 15 - December 31.

8.  What does the Gallagher insurance cover?

You can see the plan benefits here.

9.  What happens if I do not pay the insurance premium by Friday, August 29?

You will be removed from your classes, and are subject to losing your visa status for failure to enroll.

 

Insurance for Intensive English Program Students

1. How does health insurance work for international students at UWF?

Beginning this fall, all enrolled international students in F-1 or J-1 visa status will be assessed the Gallagher insurance premium for each semester of coverage on their UWF student account.  Students must pay premiums each semester (fall and spring) they are in valid F-1 or J-1 status at UWF, regardless of their enrollment.  Once a student has completed his or her program, they are not required to document health insurance.

2.  What if I don't want the UWF insurance plan?  Can I purchase my own plan?

Students can opt out of coverage by submitting the online waiver form on the Gallagher website by the established deadlines. 

3.  What is the deadline to complete the online waiver?

  • Deadline for Fall Semester:  August 1 (Fall semester will include premium for fall semester only)
  • Deadline for Spring Semester:  December 1 (Spring semester will include premium for spring semester only)
  • Deadline for Summer Semester:  April 15 (Summer semester will include premium for summer semester only)

4.  What information do I need to complete the waiver?  

Your policy must cover all of the benefits required by the State of Florida and the University of West Florida and you will need your insurance company's name, address and phone number, insurance ID number, effective dates (which must cover you through the end date on your I-20), and you must attest that you are providing true and accurate information on this waiver.

5.  What if I do not complete the waiver before the wavier deadline?

There are no exceptions.  If you submit the waiver after August 1, you will be automatically be assessed the insurance premium fees on your UWF student account.

6.  If I must pay the insurance premium through UWF, when is it due?

The insurance premium assessed on your UWF student account must be paid in full by Friday, August 29.

7.  How much is the premium cost of the Gallagher insurance policy?

Final fees have not yet been determined, but it will be approximately $500 for the fall semester, which will cover you from August 15 - December 31.

8.  What does the Gallagher insurance cover?

You can see the plan benefits here.

9.  What happens if I do not pay the insurance premium by Friday, August 29?

You will be removed from your classes, and are subject to losing your visa status for failure to enroll.

 

Insurance for F-2 and J-2 Dependents

Dependents, F-2 and J-2, are required to have health insurance coverage by State of Florida law. Dependents are required to have insurance coverage for the duration of their time in the United States. Failure to provide proof of coverage is a violation of legal non-immigrant status and is grounds for termination.

The Dependent and International Scholar Health Insurance Compliance Form is required as proof of insurance coverage. 

Insurance for Students THIS IS THE RECOMMENDED DEPENDENT SCHOLAR PLAN

Enroll at Insurance for Students.

Remember that coverage is needed for the entire period of stay.

The ISSI Basic Plan meets State of Florida regulations for dependents.

A Health Insurance Compliance Form is needed with this plan.

A verification letter is needed. Click the Sample Insurance for Students Insurance Verification Letter to see a sample.

Send the verification letter and Dependent and International Scholar Health Insurance Compliance Form to intered@uwf.edu.

Insurance for International Scholars

International scholars are required to have health insurance coverage by State of Florida law. International scholars are required to have insurance coverage for the duration of their time in the United States. Failure to provide proof of coverage is a violation of legal non-immigrant status and is grounds for termination.

The Dependent and International Scholar Health Insurance Compliance Form is required as proof of insurance coverage. 

Insurance for Students THIS IS THE RECOMMENDED DEPENDENT AND SCHOLAR PLAN

Enroll at Insurance for Students.

Remember that coverage is needed for the entire period of stay.

The ISSI Basic Plan meets State of Florida regulations for scholars.

A Health Insurance Compliance Form is needed with this plan.

A verification letter is needed. Click the Sample Insurance for Students Insurance Verification Letter to see a sample.

Send the verification letter and Dependent and International Scholar Health Insurance Compliance Form to intered@uwf.edu.



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